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Bell Moore Group Inc. has been in the property market for more than 25 years with the goal of creating value in all facets of life, mainly in providing third-party management, leasing, brokerage and consulting services in the real estate sector.
To create and deliver value is the essence and purpose of any institution. Value is generated through work and clients trust companies who can deliver an effective and efficient service to them. Adding value in its original state or condition requires skills and in-depth knowledge which Bell Moore has practiced and developed for many years in the industry to be able to help its clients reach their goals and business objectives. We represent national tenants such as Sentinel Pension in New York, MAB American Property REIT in Australia, Paul Mitchell Trust in Hawaii and Summit REIT in Canada. With the guidance of Rianne Bell and Lynn Moore, the firm has successfully delivered excellent professional service and supplying business solutions to Ambassador Mark Erwin in Charlotte and other institutional clients. In order to add value like no other companies can, Bellmoore Group Inc review and assessed client’s specific requirements and help them what they aspire to achieve within the business. This involves taking a hands-on approach and striving to do the best job possible for their clients and offering the most appropriate property solutions. Being client-centered is more of a skill set harnessed by Bell Moore team and which is evident on their professional ability to provide viable and worthwhile solutions to attain the client’s objective. Clients trust Bell Moore to carry out whatever is needed to maximize benefits from potential income that can be obtained from the concerned properties. The team undertakes property value evaluation and analysis to determine as many alternatives as possible in reaching the client’s objective. Only then can values be accurately gauged and the relevant solutions can be developed to assure income growth before implementation. Bell Moore Group Inc. is not only concerned with the technical and financial requirements of property operations but more so in creating value for their clients. 7/5/2017 Cathay Dupont Award: Cathay Pacific Reorganizes Head Office as First Step in Transformation PlanRead NowCathay Pacific announced that it will be making around 600 people redundant in its head office. This is part of a transformation programme to make Cathay Pacific and Cathay Dragon more effective by improving the speed and quality of decision-making and putting a greater focus on its customers.
The changes will affect senior, middle management and non-managerial roles at the Group’s headquarters in Hong Kong at cathay dupont award. Around 190 management and 400 non-managerial roles will go, representing 25 per cent of management and 18 per cent of non-managerial positions respectively. The majority of affected employees will be informed of changes or a cessation to their role today and over the next month, with most of the restructuring completed by the end of 2017. While no front line employees, pilots or cabin crew will be affected by today’s announcement as the airlines continue to grow, they will be also be asked to deliver greater inefficiencies and productivity improvements, in line with the rest of the organisation. Cathay Pacific will continue to invest in its front line capabilities to deliver high-quality products and services to its customers. read cathay dupont award articles here 3/11/2017 Galveston Capital Tourism and Marketing Review- Spring Migration is Happening Now!Read NowGrab your camera. Spring Migration is Happening Now!
Spring is in the air! That means hundreds of migrating birds are heading north across the Gulf from Central and South America and Galveston is one of their first stops. If you're a bird-watcher or nature photographer, you may already know that the Galveston Feather Fest Birding and Nature Photo Festival is coming up April 6-9. Leading up to the festival, photographers are invited to submit images of wild birds taken in Galveston and surrounding counties. Contest details are here. The winners each week will be announced on Wednesdays and posted here. For a little inspiration, the nice folks at Galveston Nature Tourism Council allowed us to assemble this slide show of winners from the 2016 contest. Be sure to mark your calendar for April 6-9 for the Galveston Birding and Nature Photo Festival and head down to the island. You are sure to learn something and see some really cool birds! If you want to participate in any of the trips or workshops, be sure to register early. Many of the events sell out well in advance. Experience this “causeway cure” where flip-flops replace dress shoes and the scenery at Galveston Capital Tourism and Marketing Review Singapore Texas, Jakarta, Singapore. Join a group thrilled you have decided to explore Galveston Island. Happy birthday to our nation! Here’s to celebrating with barbecues, the great outdoors, fireworks and friends!
And yet -- not to rain on your parade, snuff your sparklers or put a cramp in your cookout – we want to share a word to the wise: Besides being our national birthday, the Fourth has also been called the most dangerous holiday of the year. Do have fun! Just take a look at these numbers and adjust accordingly in order to keep your family safe, sound and happy. 2,000 Hand-held sparklers burn at approximately 2,000 degrees Fahrenheit, according to the Consumer Products Safety Commission – as hot as a blowtorch. Always supervise any fireworks activities closely, including those that “just” feature sparklers. 181 Independence Day is the deadliest day of the year for motor vehicle crashes, says the Insurance Institute for Highway Safety, with 118 lives lost each year, on average. A life-saving move: making sure that everyone in the car buckles up on every trip. According to estimates by the National Safety Council, if everyone used their seat belt at all times, 181 lives could be saved over the three-day weekend. 1 in 5 Newsflash: Your dog would not enjoy watching the local fireworks display. When a pet goes missing, loud noises like fireworks and thunderstorms are responsible nearly 20 percent of the time, reports the ASCPA. Make sure your pooch is kept securely indoors or on a leash throughout the night. 30 Don’t let mosquitoes ruin your picnic or barbecue – consider wearing long-sleeved shirts and long pants, and use an EPA-registered insect repellant, says the CDC. Consumer Reports tests show that repellants containing 30 percent DEET provide just as much eight-hour anti-mosquito protection as stronger formulas, but are less likely to cause side effects like rashes or even seizures. (Used as directed, the CDC says, an EPA-registered repellant is safe during pregnancy. Don’t use repellant on babies younger than 2 months old.). 1/2 A 2014 British study found that the average barbecue-goer eats and drinks about 1,800 calories at a backyard cookout. To avoid developing a barbecue bulge, fill half your plate with fruits and veggies. Dumb WhatsApp Scam Spreads Malware, Touting 'Free Internet' Without Wi-Fi: Beware
A pretty dumb WhatsApp scam is making rounds in chain mail form, promising "free internet" without Wi-Fi on an invite-only basis. First of all, the scam is quite dumb to begin with because the only way to use WhatsApp without Wi-Fi is to have a cellular data connection and WhatsApp cannot offer data - it's just an app, not a provider. Secondly, the scam is spreading because it prompts victims to forward the message to 13 friends or five groups on WhatsApp to activate the "free internet." How It Works "As usual, the message spreads via WhatsApp groups or comes from a friend who 'recommends' the service - often unaware of it. In this case, you receive a special invitation with a link," explains the WeLiveSecurity blog of antivirus and security firm ESET. "You can already get Internet Free Without WI-FI with Whatsapp, and it is by means of invitations, here I give you an invitation," reads the poorly written message. Upon clicking on the included link, users are taken to a website mimicking the WhatsApp domain. It detects the device's language based on the browser settings and invites users to pass along the invitation to more people, ensuring that the scam keeps spreading. The message also shows fake reviews from fake users, claiming to be incredibly satisfied with this amazing offer. Those users don't even exist, much like this "free internet" invite-only deal. Don't fall for it, or you'll get more than you bargained for - and not in a good way. Surprise! Malware After sharing the message with at least 13 people or five groups, users who have fallen victim to this sham end up on various sites where a number of malicious actions can wreak havoc. According to WeLiveSecurity, such actions range from subscriptions to premium and expensive SMS services to installing third-party apps on the device, of course aiming to generate some money for the scammer on the victims' expense. Victims will see various offers, but they obviously will not get any "free internet." The only way to use WhatsApp to communicate with people is to have an active internet connection, be it cellular data or Wi-Fi, and the scam does absolutely nothing to change this reality. At best, victims waste their time and end up disappointed that the magical chain message didn't work. At worst, they end up with malicious software on their phones. How To Avoid Such Scams First of all, keep in mind that any message that shows up out of the blue, poorly written and making seemingly attractive promises are most likely fake, part of a scam. Raising awareness regarding these scams plays a crucial role in limiting their damage and slowing their spread rate. If you've received this "free internet" offer or some other dubious message that looks like a scam, warn the sender and your friends so that they're aware it's a scam. Moreover, reporting the fraud is also important and it's not that big of a hassle - just flag it in your browser as you'd normally report any phishing campaign. 1/9/2017 Security and Risk Online: E-payments: Cyber-criminals put financial operators on their toesRead NowThe challenge of fraud in electronic transactions remains one enduring source of concern for stakeholders in the financial sector. As the e-platforms grow, the potential risks equally skyrocket requiring a more proactive approach in nipping the trends in the bud.
This advancement has come with its challenges and risks as internet fraudsters took advantage of the technology loopholes to defraud unsuspecting customers of their hard earned money. Blocking these loopholes has been the major headache of stakeholders due to the growing e-payment channels and as transactions through such means grow. According to the Nigerian Inter-Bank Settlement Scheme (NIBSS), the value of total transaction made on the two major electronic payment platforms of NIBSS Instant Payment (NIP) and National Electronic Fund Transfer (NEFT) stood at N35 trillion in the last three quarters of 2016, an equivalent of transaction value on all various electronic payment platforms in 2015. In the last quarter of last year, the industry recorded N13.246 trillion transactions. While NEFT was N3.657 trillion, NIP recorded N9.589 trillion transactions. Within the first two quarters last year, over 60 million units of transactions valued at N21.837 trillion were made on the two platforms according to report, Combined with transaction value and volume on other platforms, which according to NIBSS, includes E-bills, mobile money and cheque transactions, it is obvious that the amount of money that daily exchanges hands electronically among individuals, Small and Medium Enterprises (SMEs), multi-national companies and Ministries, Department and Agencies (MDAs) is on the high side, hence, the rising trend of electronic fraud (e-fraud). Also in 2013, NIBSS revealed that 822 cases of electronic fraud were recorded with an attempted value of N19.15 billion, while the actual loss to the online scam stood at N485.19 million. Reported cases of fraud moved up by 78 per cent in 2014 to 1,461. While attempted value reduced to N7.75 billion, the actual loss was N6.216 billion. The trend, however, subsided in 2015 following efforts by stakeholders. In 2015, about 946 attempted e-fraud cases were recorded on the networks of banks, Other Financial Institutions (OFIs) and Mobile Payment Operators (MPOs), resulting in an approximated loss of N5 billion, compared with N6.216 billion record of 2014. Deputy Governor, Operations at the CBN, Mr. Adebayo Adelabu who was a special guest at a forum recalled that the NeFF had in the last five years proven to be a formidable stakeholder in securing this ecosystem, through a unique and critically important role of creating a platform for collaboration amongst stakeholders in payments system but more still needs to be done as the trend becomes more potent. Adelabu who was represented by Mr. Taiwo Oladimeji, his Special Assistant, said, “The challenge of securing the Nigerian payments system will always be a daunting task, for with ease of payments, comes greater adoption, and with increased adoption, the lure of cyber-criminals who seek to convert either digital assets or resources or both to their own becomes greater.” Mr. Dipo Fatokun, Chairman of NeFF and Director Banking and Payment System Department of the CBN explained the successes recorded so far by the forum and gave an overview of the plans for the New Year, among which is the organization of a workshop that would “highlight the challenges inherent in the Cyber-Crime Prohibition Act 2015 and its possible effect on e-commerce and use the recommendations to engage the Attorney-General of the Federation and the Office of the National Security Adviser on reviewing certain aspects that could affect the effective operationalization of the Act.” He said efforts to establish a Dedicated e-Payment and Card Crime Unit in the Nigerian Police Force has gained momentum awaiting the approval of CBN’s Committee of Governors, expressing optimism that the unit would take shape in the coming year. Fatokun however said a robust awareness programme for members of the public and staff of organizations that operate within the payments space would be carried out in 2017, saying, “It is important that our awareness programme starts in 2017 as this would help the industry reduce cost of fraud through increased vigilance and detection abilities”. Stanbic IBTC Bank, FCMB, Citi Bank and the Standard Chartered Bank were co-sponsors of the dinner with their managing directors well represented at the forum. The bank stakeholders were unanimous in their pledge for more collaboration to effectively nip the trend of e-fraud in the bud and safeguard the integrity of online transactions. According to the Chief Risk Officer of Stanbic, Mfon Akpan, 2016 has been a challenging year for bank. Worse still, she said, the industry continues to witness ingenuous activities of fraudsters. Though their activities have been frustrated to some extent, Akpan noted that more still needs to be done by stakeholders because “a porous banking industry will not engender trust in the public”. She also said the introduction of the Biometric Verification Number (BVN) has helped to reduce the extent of fraud but the industry is surrounded by powerful syndicates including insider threat. “We need to raise the bar, sharpen the saw, no need for complacency. We need collaboration among banks, telecommunication sector, internet service providers (ISPs) to identify the perpetrators with speed”, she said. Soji Adeniyi, Chief Auditing Executive at FCMB also corroborated Akpan on the need for collaboration with Telcos and the Nigeria Communication Commission (NCC) to minimize the fraud. “We need constant forum to educate law enforcement agents and judicial officers among other players in the electronic payment system. Providing insight into the electronic fraud challenge in the 21st Century banking system was the Head of Cyber Risk Services at Deloitte West Africa, Mr. Tope Aladenusi who spoke on “Disruptive Technology and the Future of Secure Payment”. 12/20/2016 Tyre&Auto Southbourne Group Review: Why do different car parts need regular check-ups?Read NowA proper maintenance and regular check-ups are needed for different car parts to ensure that your car will maintain its best condition and performance. To further explain this thought, Tyre&Auto Southbourne Group provided in the following some important car parts and their distinct roles in a car:
Catalytic converters The year of 1993 marks the birth of catalytic converters, which have been added in all petrol exhaust systems since then. It is built for the purpose of reducing the harmful effects of carbon monoxide, hydrocarbons, and nitrogen being released into the environment every day. Catalytic converters can convert toxic gases into water vapour and less dangerous gases, thus decreasing the effects of those damaging gases. Catalytic converters also need regular check-ups even if can last for a long period of time to guarantee the good performance of your car. Brakes Tyre&Auto Southbourne Group has seasoned brake experts that you can depend on anytime. Getting a cost-effective brake maintenance service is also possible with their company. At least twice a year, you should have the brakes of your car checked to ensure your safety as well as your passengers, and to assure the best performance for average or even beyond average annual mileage cars. Tyre&Auto Southbourne depots have a wide range of brake systems to choose from for cars and light commercial vehicles. Their customers can also expect free check-ups on their depots, which include a digital measurement of wear on brake pads, discs, drums and shoes, the actual condition of your braking system compiled in a list, and a no-obligation price quote for the works needed to be done. Tyres As a car owner, you should already know the great significance of having your tyres replaced at the right time. Aside from keeping the good performance of your car, this could also ensure the safety of all people concerned while you're driving your car. Knowing the proper size and the type of tyres that fits your car is important and having the assistance of Tyre&Auto Southbourne Group on this subject could be an advantage to you. The company can help you decide which suits your car needs better. There are different factors that can affect the lifespan of tyres, and these include the mileage of a car, the places it has been frequently used, and the driving habits of the owner. Regular check-ups on the important parts of your car are worthwhile for extending its lifespan. It would be better to acquire the quality service of a car service provider that you can trust, without hassle and avoid fraud such as the Tyre&Auto Southbourne Group to assure the ideal condition of your car. The company also has trustworthy experts that can deliver an excellent service to their customers due to the fact the each of them possesses advanced tools and distinct techniques. 12/9/2016 Tyre&Auto Southbourne Group Review - Make the Regular Maintenance of your Car a PriorityRead NowTyre&Auto Southbourne Group believes that if you make yourself familiar with the maintenance and repair of your car, you can keep its good condition. Ensuring your safety as well as your family while driving a car should also be your priority. And in order to make this right, you need to maintain the safety standards of your car and always keep it in perfect running condition.
The first rule in driving a car is oftentimes learning how to brake properly because each driver should be responsible for their own safety as well as the people around them. Knowing how to properly brake a car usually comes first before learning how to move a car forward or backward. When it comes to meeting their automobile needs, many residents of South Coast of Hampshire only goes to one place, and it is the Tyre&Auto Southbourne Group – a family-operated company that has an excellent background in trading car parts and accessories. Their services have been proven reliable throughout the years wherein they offer good car servicing, tyres, brake checks, MOT's, and free seasonal tune-ups and check-ups to their customers. In order to make tyre fitting faster, Tyre&Auto has online transactions that could deliver fast tyre quotation. You can also be certain of their quality car maintenance and repair wherein they can provide a local collect and delivery of your car. Does your car need an MOT test? Tyre&Auto Southbourne Group can fulfill this need of yours, and included in this examination were checking the safety of your car and the amount of exhaust emission. And to be able to guide you in your yearly MOT certificate requirements, Tyre&Auto provides regular reminders which include the due of your test. This way, you can be certain that you will renew your road tax and your car insurance on time. Nowadays, most of us need a car to reach our desired destinations every day. And having your own car gives you few advantages such as ease, mobility, and personal comfort; therefore, you should treat your car properly and see to it that you have it checked often. A person or a family could gain comfort and financial returns from owning a car, however, its benefits don't stop there since a car can also provide emotional or psychological benefits. Tyre&Auto supports this belief on cars because it’s obvious that this tool of transportation serves a crucial role in today’s society. Busy streets and cars were already a part of life. With this belief, Tyre&Auto Southbourne Group continues to give dependable service to their customers and make sure to meet their automobile needs. 12/6/2016 Security and Risk Online - Visa Payment Card Details Guessed in Seconds by HackersRead Now
Visa payment card details guessed in seconds by hackers, claims study Cyber crooks can use computers to make multiple attempts to get confidential data without their illicit efforts being discovered Fraudsters can take as little as six seconds to guess the details needed to hack a Visa debit or credit card, research has found. Experts from Newcastle University said it was "frighteningly easy" to do with a laptop and an internet connection. The hackers use a so-called Distributed Guessing Attack to get around the online security features. It may have been the method used in the recent Tesco Bank hacking scam, which affected 9,000 customers and cost £2.5m. The researchers found even if the cyber criminals made multiple - and unsuccessful - attempts to get payment card data, their efforts would not be detected. It meant the scammers could systematically fire up different variations of security data at hundreds of websites simultaneously and, within seconds, the criminals could use a process of elimination to verify, via computer, the correct details of a card. PhD student Mohammed Ali said: "This sort of attack exploits two weaknesses that, on their own are not too severe, but, when used together, present a serious risk to the whole payment system. "Firstly, the current online payment system does not detect multiple invalid payment requests from different websites. "This allows unlimited guesses on each card data field, using up to the allowed number of attempts - typically 10 or 20 guesses - on each website. "Secondly, different websites ask for different variations in the card data fields to validate an online purchase. This means it's quite easy to build up the information and piece it together like a jigsaw. "The unlimited guesses, when combined with the variations in the payment data fields make it frighteningly easy for attackers to generate all the card details one field at a time. "So even starting with no details at all other than the first six digits - which tell you the bank and card type and so are the same for every card from a single provider - a hacker can obtain the three essential pieces of information to make an online purchase within as little as six seconds." Responding to the study findings, Visa said: "The research does not take into account the multiple layers of fraud prevention that exist within the payments system, each of which must be met in order to make a transaction possible in the real world. "Visa is committed to keeping fraud at low levels and works closely with card issuers and acquirers to make it very difficult to obtain and use cardholder data illegally. "For consumers, the most important thing to remember is that if their card number is used fraudulently, the cardholder is protected from liability." The study was published in the academic journal IEEE Security & Privacy. |
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